HAZARDOUS GOODS

This is a sector which demands careful consideration when addressing risk management and insurance needs. Standard insurance policies will often leave gaps in cover for your clients and potential E & O issues for brokers.

Higher limits of indemnity are required for motor, general third party and environmental risks. Gaps between these covers often go unidentified until a loss occurs, for example, the loading and unloading of hazardous materials from vehicles, off road provisions and cross contamination at delivery stage to name but a few.

Insuring hazardous goods is a complex business and heavily regulated. Miles Smith has made it simple with our Haz-Insure Scheme, irrespective of whether your clients manufacture, store or transport these diverse products as their primary business or only handle them occasionally.

Ambiguity over claims can arise where standard policies with different insurers are utilised, so having cover that dovetails across all the main classes of your client’s insurance portfolio is a must. Haz-Insure has a single insurer handling all the main classes, and with the support of an experienced claims team, you and your clients can rest assured that the recommendations you have made will meet their demands and needs.

To see a summary of this scheme please click here.

Please ensure that all new enquiries are sent to LMBNEWENQUIRIES@MILESSMITH.CO.UK

WE PROVIDE SOLUTIONS FOR

Companies that manufacture, store or transport hazardous goods as their primary business or only handle them occasionally

CLASSES OF INSURANCE COVERED ARE

Motor fleet
Employers’ liability
Public, products and pollution liability
Material damage
Business interruption
Goods in transit
Money
Trade all risks
Computer breakdown

HAZ TEAM

GARY ROUTLEDGE

GARY ROUTLEDGE

Director
Motor department
Tel: 07766 314968

STUART COOPER

STUART COOPER

Broker
Motor department
Tel: 07738 041253

ADAM FRANGELLA-CRAMP

ADAM FRANGELLA-CRAMP

Senior Account Handler
Non-motor department
Tel: 020 7977 4868

SAM CHURCHMAN

SAM CHURCHMAN

Senior Account Handler
Non-motor department
Tel: 020 7977 4812

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Our offices are located in the City of London.

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