Miles Smith works closely with the high-risk construction sector to provide industry recognised insurance products acceptable to all main contractors and employers
Miles Smith London Market Broking has a proven track record in creating resilient schemes and facilities for high-risk industries. As a London market and Lloyd’s broker, with over 40 years’ experience at your disposal, they are able to provide proactive solutions for your clients where your local insurance markets are unable to assist.
Demolition and dismantling contractors
Roofing contractors (wet, dry, hot, cold and specialist)
Piling and ground engineering contractors
Structural steel erectors
Mechanical and electrical contractors (including fire and intruder alarm installation)
Heating and ventilation contractors
Property developers and house builders
Plant hire companies and associations
Groundwork, shuttering and formwork and reinforced concrete frame contractors
Waste disposal and site remediation specialists
Recruitment and labour supply
Classes of insurance coveredLiabilities
Contractors ‘all-risks’ and plant
Non-negligence (JCT 6.5.1) cover
Contractors environmental impairment
Miles Smith has been providing insurance solutions to waste and recycling businesses in the UK for over 25 years. We are market leaders and operate the longest running waste property facility in the UK market. We work closely with industry specialists and risk managers to provide sustainable insurance solutions.
Appointed brokers to the Environmental Services Association (ESA)
Affiliated organisation to the Chartered Institution of Wastes Management (CIWM)
Schemes and facilities
Waste management companies
Material recycling facilities
Consultants and surveyors
Classes of insurance covered
Material damage & business interruption
Plant and machinery
London Market Broking working with you to help your clients
We are one of the largest independent London Market Brokers, and are constantly working to improve our products and services for you and your customers. We have recently established a partnership with SmartWitness, who specialise in providing vehicle cameras, recorders and software. Your customers can now benefit from a discount on SmartWitness products when they purchase a motor fleet policy through Miles Smith London Market Broking.
Please contact us T: 020 7977 4800
It is essential that brokers review their clients liability limits to ensure that they are high enough to protect their business
In the wake of the Discount Rate reduction for personal injury compensation, Miles Smith London Market Broking has created an EL and PL excess of loss facility, for brokers to offer to their clients. We have also created an easy-to-read guide for you to send to your clients, which highlights why this additional cover is required and the risks they might face in light of underinsurance.
Click below to download a copy.
This facility offers:
Excess employers’ and public liability cover with indemnity limits up to £30m *
Lloyd’s ‘A’ rated security at competitive prices
Standalone policies following the primary wording
Ability to follow most primary insurers
Long term policies to enable common renewal date
Fast quote turnaround
* Higher limits available on request
Please contact the broker relationship team to discuss this further
OUR BROKER RELATIONSHIP TEAM WILL BE AT BIBA ON WEDNESDAY 10TH MAY AND WOULD BE DELIGHTED TO DISCUSS OUR EXCITING NEW SCHEMES AND EXISTING FACILITIES WITH YOU. PLEASE CONTACT YOUR DEDICATED BROKER RELATIONSHIP MANAGER TO ARRANGE A MEETING.
Miles Smith London Market Broking is one of the largest independent London Market Brokers, with the largest and most driven broking team in the motor fleet and casualty markets. We place substantial premium into the London Market and, by using us, you benefit from the influence that brings. Specialists in schemes and facilities, our products offer unique cover and exclusive access for risks often beyond the capability of local composites.
Please contact your dedicated Broker Relationship Manager to arrange a meeting at BIBA 2017.
THE DEDICATED MINI FLEET TEAM WITHIN MILES SMITH LONDON MARKET BROKING UNDERSTANDS THAT SMALL FLEET BUSINESS IS ABOUT RETENTION AND COMPETITIVENESS AND BELIEVES THAT THIS CAN BE THE SPRING BOARD FOR WRITING YOUR CLIENT’S PORTFOLIO
We have in-house underwriting authority, and can provide competitive quotes in a timely manner.
The key features of our mini fleet scheme include:
fleet rated or NCD conversion
fast quote turnaround
negotiable commission levels
electronic policy documents
in-house finance available
Conditions of Miles Smith’s mini fleet policy:
own goods only
minimum 2 vehicles
19 years of age minimum
maximum vehicle weight of 44 tons
Benefits of Miles Smith’s mini fleet policy:
exclusive policy wording
unique, suspended drivers licence clause*
personal effects cover – £1,500*
loss of keys cover – £1,500*
medical expenses – £500*
audio/security/sat nav – £2,000*
(*please refer to documentation for full wording)
Miles Smith is one of the largest independent London Market Brokers. When placing business through us you not only benefit from the substantial premium we place into the London Market from the influence that brings, but also from the largest and the most driven broker team in the motor fleet and casualty markets.
HAPPY EASTER FROM ALL AT MILES SMITH!
This Easter Miles Smith have partnered with FareShare a UK based charity who save good food, destined for waste and send it to charities and community groups who transform it into nutritious meals for vulnerable people.
To find out more about the work FareShare do, follow this link http://www.fareshare.org.uk
Please feel free to download this as a PDF
Miles Smith Insurance Group partners with FareShare, the UK’s largest food redistribution charity. Miles Smith is supporting FareShare’s efforts to fight hunger and tackle the problem of food waste across the UK to help those affected by food poverty.
8.4 million people in the UK are struggling to afford to eat (1), which is the equivalent of the entire population of London. At least 270,000 tonnes of surplus food from the UK food and drink industry could be redistributed to feed people each year; enough for 650 million meals (2).
FareShare saves good food destined for waste and sends it to charities and community groups who transform it into nutritious meals for vulnerable people. The food they redistribute is fresh, good quality and in date surplus from the food industry. Last year FareShare worked with 5,589 charities and community groups across the UK, providing 25.8 million meals to vulnerable people.
As well as supporting the charity through donations, Miles Smith will also be giving its employees the opportunity to volunteer at FareShare, sorting and packing food for local charities and community groups.
Miles Smith CEO Paul Chainey said of the partnership, “I am delighted that Miles Smith has partnered with FareShare in their efforts to tackle hunger and food waste across the UK. I greatly admire the work they do, and I am pleased that Miles Smith is able to support them.”
Miles Smith has been providing insurance solutions to recycling and waste businesses in the UK for over 25 years. They are market leaders and operate the longest running waste insurance facility in the UK market.
If you have any questions, or for more information, please contact Sharon Brown, Group Distribution and Marketing Director at Miles Smith on 020 7977 4800.
(1) Food and Agriculture Organisation of the United Nations, Voices of the Hungry, 2016
(2) WRAP, Quantification of food surplus, waste and related materials in the grocery supply chain, 2016
MILES SMITH IS PLEASED TO INTRODUCE HAZ-INSURE, A NEW SCHEME FOR COMPANIES INVOLVED IN THE CARRIAGE AND HANDLING OF HAZARDOUS MATERIALS AND PRODUCTS
This is a sector which demands careful consideration when addressing risk management and insurance needs. Standard insurance policies will often leave gaps in cover for your clients and potential E & O issues for brokers.
Higher limits of indemnity are required for motor, general third party and environmental risks. Gaps between these covers often go unidentified until a loss occurs, for example, the loading and unloading of hazardous materials from vehicles, off road provisions and cross contamination at delivery stage to name but a few.
Insuring hazardous goods is a complex business and heavily regulated. Miles Smith has made it simple with our new Haz-Insure Scheme, irrespective of whether your clients manufacture, store or transport these diverse products as their primary business or only handle them occasionally.
Ambiguity over claims can arise where standard policies with different insurers are utilised, so having cover that dovetails across all the main classes of your client’s insurance portfolio is a must. Haz-Insure has a single insurer handling all the main classes, and with the support of an experienced claims team, you and your clients can rest assured that the recommendations you have made will meet their demands and needs.
That’s why Miles Smith has a reputation for insuring these challenging risks simply and easily with a bespoke scheme designed for these specialist and often complex risk requirements.
We don’t just provide insurance….we provide peace of mind!
Contact our team for more information:
On the 7th April, Lizzie Bailey, who works in the Miles Smith claims team, will be taking part in the Marathon Des Sables in an effort to raise money for the charity Scope, which works to ensure that disabled people have the same opportunities as everyone else.
The above quote is taken from the Marathon Des Sables website; the Marathon Des Sables is a 6 day race, during which participants will run 156+ miles through the Sahara Desert, carrying everything that they need to survive on their back, in temperatures of 50+ degrees centigrade. The race consists of 6 stages, including one stage where participants will be running 52+ miles in one day!
In 2016, Lizzie was awarded one of the Lloyd’s of London Market Charity Awards on behalf of Scope, and Miles Smith is also proud to sponsor Lizzie to support her in her endeavours to complete the ‘toughest footrace on earth’.
To support Lizzie, you can donate money through her Just Giving page. We wish Lizzie all the very best, and look forward to welcoming her back on completion of the race.