RISK INSIGHTS

2017

ASBESTOS – DO YOU KNOW THE RULES?

The prevailing legislation concerning work with asbestos in the UK is The Control of Asbestos Regulations 2012, but it is interesting to note that the first piece of asbestos legislation
2017

GRENFELL TOWER FIRE – IMPACT ON PI INSURANCE MARKET

The shocking story of the Grenfell Tower fire starts with the £10m refurbishment that took place between 2014-16. Despite the amount of money invested in the building, residents’ safety concerns
2017

KEEPING TRADESMEN SAFE WHEN TEMPERATURES RISE

  We’ve already experienced the hottest June day since 1976 and with temperatures set to soar throughout the rest of the summer months, the heat will be on for tradesmen.
2017

EMPTY PROPERTIES DON’T HAVE TO MEAN EMPTY POCKETS

  An empty property not only impacts earning ability, but left unoccupied and unkempt, can seriously affect the value of the asset too. It is in a landlord’s best interest
2017

DOES CONSUMER CONFIDENCE AFFECT NIGHTLIFE AND LEISURE?

In order for consumers to spend money on leisure activities, their personal financial circumstances have to provide them with disposable income for non-essential expenditure. The increased confidence and disposable income that UK
2017

HOW THE DISCOUNT RATE CHANGE AFFECTS A BROKER’S PI COVER

An interview with Miles Smith’s Nick Pauley (Divisional director – professional risk) on the impact of the discount rate change on a broker’s professional indemnity cover   How do you
2017

DISCOUNT RATE 2017

  A change to the Discount Rate (often referred to as the Ogden Rate) was introduced by The Lord Chancellor in March 2017. The following infographic summarises how the change
2017

MITIGATING MOTOR FLEET LOSSES

Operating a fleet poses many risks; one of the more prevalent of which is collisions with other vehicles. The effect these incidents have and the resultant losses can be significant.
2017

A VEHICLE IS STOLEN WITH THE KEYS LEFT IN – UNLOCK THE TRUTH!

As anti-theft devices in vehicles become ever more sophisticated, thieves look to prey on those who leave their keys in their vehicles. It’s understandable that insurers expect policyholders to take
2017

WHAT DO MERGERS & ACQUISITIONS MEAN TO MILES SMITH

Sharon Brown, Miles Smith Insurance Group’s Distribution and Marketing Director discusses the impact mergers and acquisitions (M&A) have on the group’s business and why they are such a crucial part
2017

BIBA FACTS

Information about the British Insurance Brokers Association (BIBA) and their annual conference, held on the 10th and 11th May this year.
2017

ENVIRONMENTAL LIABILITY: ARE YOU COVERED?

The waste industry in numbers The following statistics are provided by the Governmental Statistical Services (UK statistics on waste – December 2016 update)[1], and are the most recent available, with
2017

HAVE YOU A DISEASE EXPOSURE?

Disease is not necessarily the first thing that would spring to mind when thinking about the risks associated with heating and ventilation contractors but the likelihood of exposure from work
2017

PROFESSIONAL INDEMNITY: CONSTRUCTION AND RELATED RISKS

The need for professional indemnity (PI) cover has grown over the last 10 to 20 years, as more people enter professional, service-based, occupations. Contractors often resist buying PI insurance, mistakenly
2017

MITIGATING RISKS IN THE CONSTRUCTION INDUSTRY

In the modern world construction companies face a unique range of challenges, from the protection of property and people, to the maintenance and development of governance and legislation obligations. And
2017

CAMERAS, TELEMATICS AND THE COURIER INDUSTRY

The courier industry is notoriously challenging to insure, and with online shopping becoming a part of many UK consumer’s everyday life, the demand for couriers is rapidly increasing. Miles Smith’s
Back to Top