TRADESMAN & PROFESSIONALS

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COMBINED PACKAGE FOR EMPLOYERS’ LIABILITY, PUBLIC/ PRODUCTS/ POLLUTION LIABILITY, CONTRACTORS ‘ALL RISKS’, MATERIAL DAMAGE AND BUSINESS INTERRUPTION WITH ONE INSURER

We are pleased to announce that we have recently launched our tradesman & professionals package on Acturis. This product offers an ETrade solution for tradesman & professionals package risks that have been declined by other panel insurers. We provide a bespoke underwriting solution for high-risk trades and this specialist product is aimed specifically at risks that have been declined for reasons such as:

  • Out of appetite
  • Policy limit requirements
  • Operating in a specialist line of work e.g. working at height or depth

The offering utilises the existing Acturis tradesman open market question set. Miles Smith Ltd will be pre-selected and quotes that fit Miles Smith’s appetite will be returned with a status of Refer Continue. When other markets have declined you will need to generate and complete a short Additional Details form and submit this to Miles Smith electronically, within Acturis, for consideration. Without this additional information we will not be able to consider your quote request.  Details of how to generate and submit the form will be contained within both the Rating Notes and Key Information areas of the Acturis quote.

All quotations will be reviewed by Miles Smith’s dedicated tradesman team and returned electronically within Acturis. The product supports new business, MTAs and renewals. It also offers quote and bind and MTA policy documentation production within Acturis for the broker.

The product is available to all Acturis brokers that already have an existing Miles Smith Ltd Terms of Business Agreement. If you would like further details about the product, or to discuss product availability, please contact our Broker Relationship team on 020 7977 4800.

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