Archive : Author

VICTORY IS OURS!

POSTED ON May 16th

Lloyds Rugby Football Club Sevens 2014. LRFC Sevens 2014.

 

Miles Smith entered the Lloyd’s Rugby 7’s competition for only their second year and pulled out an astonishing performance to win the Plate Competition. Winning all 6 games against some strong opposition will propel them in to the main competition for 2015. “Our desire to win today is matched with our passion to be a dominant force in the Insurance Market”. Richard Brown Miles Smith Broker.

MINI FLEET SCHEME

POSTED ON March 7th

v11 MINI FLEET IDEA 1-01

For more information about our products please contact Nic Mansfield, Motor Fleet Underwriting Manager.

Presentations to be sent to minifleets@milessmith.co.uk

Nic Mansfield – 01787 379 937 | 07867 330 180

Please click here if you would like to download this as a PDF.

 

RISKY BUSINESS

POSTED ON February 4th

arated-insurers-news-image

“YOU ARE JUDGED BY THE COMPANY YOU KEEP!”

We have been contacted by a number of brokers asking for advice regarding the utilisation of unrated insurers and the message they should be delivering to their clients.

Miles Smith specialises in difficult high risk business for the UK broking community.  We pride ourselves on dealing with ‘A’ rated insurers and Lloyd’s paper to provide solutions for a great variety of industries.  Particular attention is given to long-tail liability business in view of our specialisation in “industrial disease risks”.  Many of our insurers are called upon 25 years after inception of a contract of insurance, to meet their liabilities on Employers’ Liability under the statutory of provisions, so we have a keen understanding of why this topic is so important to you.

In recent years, under the Passporting Regulations, many non-UK domiciled insurers have been given permission to write these classes, as well as the shorter-tail business for the UK broking community.  The net result of this has often been failed insurer after failed insurer, many featuring the same structure and underwriting personalities year after year.  The Regulator, Local Authorities and Government, together with our own Trade Bodies, are becoming increasingly agitated by this appalling outcome for the UK Plc.

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