Our policy wording has been tailored to meet the specific needs of couriers and the extensions included have created a policy with one of the widest wordings in the market place. These key extensions have been exclusively agreed for risks placed by Miles Smith.
Please ensure that all new enquiries are sent to LMBNEWENQUIRIES@MILESSMITH.CO.UK
Couriers based in the UK.
Third party fire and theft
Third party only
Laid up (SORN)
Any licensed driver (in most cases)
UK and Europe
Audio and visual equipment (including guidance and tracking equipment)
Loss of keys
Driver’s personal effects
Driver’s personal accident cover
Hire of replacement vehicle following a theft
Trailers – attached/detached
TPPD in respect of carriage of hazardous goods
Spillage whilst loading and unloading
Sudden and accidental pollution arising out of a motor accident
Fleet scale bonus (risks over £40,000 premium spend)
Unauthorised movement (third party only)
Cross liabilities clause
Early Intervention Scheme (EIS)
- COMING SOON!