POSTED ON June 9th

V4 Pro risks indemnity ad-01

Miles Smith expands its Professional Risks team and launches two new in-house facilities.

Our extremely competitive SME facility is aimed at the smaller SME risk; companies with fees up to £750,000 or turnover for contractors up to £7,500,000. We have created our own policy wordings with no warranties or conditions precedent and very broad cover.

Our second offering is for larger companies with fees of up to £5,000,000 or turnover for contractors of up to £50,000,000.

  • Catering for over 150 different trades and professions; from architects, engineers and contractors to feng shui and zoology consultants
  • D & C construction risks include a free collateral warranty vetting service (under both facilities)
  • Quote turnaround target of within 24 hours (except referrals)
  • Easy to use proposal forms available online
  • Dedicated section for asbestos surveying PI
  • Up to 15% brokerage available

We can also help with harder-to-place enquiries utilising ‘open market’ insurers for:

  • Roofers, cladders, piling contractors, railways, airports, refineries or pipelines
  • High total contract values
  • USA exposure
  • Poor claims record
  • Soil and foundations

   Large policy limits available (including excess layers).

Please click here to download this as a PDF

For more information please contact Nick Pauley, Chris Poulter or your Miles Smith Broker Relationship Manager

Nick Pauley – 0207 977 4911

Chris Poulter – 0207 977 4909


POSTED ON June 4th

northern golf day 2015-01



POSTED ON May 28th


POSTED ON May 19th

v4 Premium finance design 2-01

Miles Smith Premium Finance has been providing clients with premium finance since the 90’s, our premium finance facility offers an easy, affordable and convenient way for your client to pay.

Please click here to download this as a PDF.

For more information or a quote, please contact: Clive Waters on 020 7977 4918 or email

BIBA 2015

POSTED ON May 15th

biba 2015

Nick Porter and Teresa Ornyik, a couple of our Miles Smith Broker Relationship managers who attended BIBA 2015 this week in Manchester. They met and networked with a wide number of brokers also in attendance and thoroughly enjoyed their time at the two-day event.

They hope to see you again next year at BIBA 2016.


POSTED ON April 29th


A specialist portfolio of policies designed for businesses involved in heating, ventilation, air-conditioning, refrigeration, mechanical engineering and electrical contracting including audio, visual and data networking.

Our standard package includes:

  • Employers’ Liability £20m
  • Public and Products Liability £5m (higher limits are available)
  • HSE Fee For Intervention (FFI) and Criminal Prosecution Legal Defence Costs and Expenses
  • Professional Indemnity £100,000 (higher limits are available)
  • Directors and Officers £100,000 (higher limits are available)

Key extensions:

  • Inefficacy
  • Financial loss
  • Asbestos accidental discovery
  • Damage to property being worked upon
  • Temporary removal of customers goods
  • Defective workmanship
  • Legionella
  • Environmental statutory liability costs

Other covers available:

  • Contractors “All Risks”
  • Commercial Combined
  • Business Legal Expenses

Why choose Miles Smith?

  • Miles Smith has placed insurance for building and engineering services clients for over 40 years
  • ‘A’ rated security
  • Face to face broking with key underwriters
  • Policy documentation produced in-house
  • Flexible commission levels

Please click here to download this as a PDF or click here for a copy of our Building and Engineering Services Liability proposal form.

Please submit your presentations to or contact your Broker Relationship Manager for further details.

Main office contact:

John Crisp07774 159708
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